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Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.

Which is Best: Points or No Points?

Which is Best: Points or No Points?

Which is Best: Points or No Points?Smart With Debt
Published on: 10/12/2024

When getting a loan, you often hear about “points.” But what are they, and how do you know if they’re worth it? Which is best for you, points or no points? Let’s break it down.

Should you pay points?

Should you pay points?

Should you pay points?Smart With Debt
Published on: 15/11/2024

When you are shopping for a mortgage you may hear about points. Points are a percentage that is added to a loan amount.

Homebuyer Alert: Should You Pay Points or Not?

Homebuyer Alert: Should You Pay Points or Not?

Homebuyer Alert: Should You Pay Points or Not?Smart With Debt
Published on: 10/09/2024

When you’re shopping for a mortgage, you may hear about “points.”

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