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Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.

HELOC: How to Get the BEST Interest Rate

HELOC: How to Get the BEST Interest Rate

HELOC: How to Get the BEST Interest RateSmart With Debt
Published on: 31/12/2024

Today we are going to discuss how to get the best HELOC rate. A HELOC, or home equity line of credit, is an excellent tool that you can use to pay off debt or fix up your property.

Should you pay points?

Should you pay points?

Should you pay points?Smart With Debt
Published on: 15/11/2024

When you are shopping for a mortgage you may hear about points. Points are a percentage that is added to a loan amount.

What Credit Score Do I Need for a Cash Out Refinance?

What Credit Score Do I Need for a Cash Out Refinance?

What Credit Score Do I Need for a Cash Out Refinance?Smart With Debt
Published on: 01/12/2023

Today we are going to discuss what credit score you should have for a cash out refinance.

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